Lets smoke a cigar and take a gander at a few thangs

Banks and banking, have been a large topic of discussion in recent years. There are some things that are very wrong with banking, but they aren’t what most people normally think about.

Many people blame banks for being reckless, and there are people who associate this with capitalist greed or such nonsense.

In reality, banks are a necessary element in the economy. There is no real reason why people, or the economy, should be subject to how that particular element is behaving.